Lending Guidelines

Assignment On reference work insecurity Management & Credit Administration Course pattern: Credit Appraisal & Management Duration: August 23 to folk 03, 2009 Prepared by |1. |A.S.M.Sharif Mahmud |Assistant Director, Bangladesh Bank. | |2. |Md. Zakir Hossain Khan | sr. Officer, Sonali Bank Ltd. | |3. |Sanjoy Kumar Biswas |Senior Officer, Sonali Bank Ltd. | |4. |Pranab Kumar Dey |Senior Officer, Agrani Bank Ltd. | |5. |Kamonasish Chakraborty |Assistant Manager, Bank Al Falah Ltd. | |6. |Nahid Hossain |Graduate Training, CBC, PLC.

| Date of Submission: September 03, 2009 Introduction: Risk is inherent in every(prenominal) aspects of a commercial operation, unless for Banks and financial institutions, credit risk is an essential factor that call for to be managed. Credit risk is the possibility that a borrower or counter party will fail to meet its obligations in accordance with agreed terms. Credit risk, therefore, arises from the banks traffic with or lending to corporates, individuals, and other banks or financial institutions. Credit risk management needs to be a rich process that enables banks to proactively manage loan portfolios in order to background losses and earn an acceptable level of return for shareholders. primordial to this is a comprehensive IT system, which should have the ability to capture all key customer data, risk management and transaction information including trade & Forex. Given the fast changing, dynamic global miserliness and the increasing pressure of globalization,... If you want to get a proficient essay, order it on our website: Orderessay

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